Why buy from Sunglare?

Get up to 15% Online discount

  • Full claim support
  • No Room Rent capping
  • No ICU capping
  • Tax Benefits upto ₹ 75,000 under Sec.
  • 80DInstant Purchase; Immediate Receipt
  • Annual Health Checkup Free

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HEALTH INSURANCE

Why buy from Sunglare?

Nearly 10,000 Cashless Hospitals Network

100% Claim Support

No Room Rent Capping

No ICU Capping

Covers Coronavirus Hospitalization

No Health Check-up

How to Make a Claim for Health Insurance?

The sole purpose of buying a health insurance plan is to get financial support at the time of a medical emergency. Hence, it is important to read the below steps to know how Health Insurance claims process works differently for cashless claims and reimbursement claim requests. Cashless

Health Insurance Cashless Claims get approved within 30 minutes*

Intimation

Fill up the pre-auth form at the network hospital for cashless approval

Approval/Rejection

Once hospital intimates us, we send you the status update

Hospitalization

Hospitalization can be done on the basis of pre-auth approval

Claim settlement

At the time of discharge, we settle the claim directly with hospital

F.A.Q

Frequently Asked Questions

1. I’m covered under my employer's group policy, do I need a seperate health insurance policy?
Yes. You do need a personal health insurance plan as your employee health insurance covers medical expenses only till the time your employment in valid in the organization the moment you leave the job your policy term ends. Looking at the medical inflation it is important to have a personal health insurance plan, which you choose as per your medical needs unlike a corporate health plan which is commonly designed for all employees.
2. What are the benefits of the Health Insurance portability for the Policy holders?
Portability helps you change your health insurance plan so that you don’t have to again go through a fresh waiting period term instead smoothly move from one insurer to another if your current plan is not helping you cover rising medical costs.
3. What do you mean by Pre-Existing Disease?
A pre-existing disease is a condition, ailment or injury that already exists at the time you buy a health insurance policy and these PEDs are generally excluded from the policy coverage for an initial waiting period. It could be diabetes, hypertension, thyroid, asthma etc.
4. What are pre- and post-hospitalisation expenses?
Whenever you plan have a surgery there are certain pre hospitalization expenses such as diagnosis cost, consultations etc similarly post discharge there could be similar expenses to monitor the health of the insured patient, such expenses are termed as pre and post hospitalization expenses.
5. How can I add my family members to my existing policy?
You can add your family members at the time of buying the policy or at the time of renewal.
6. In a health insurance policy, what does cashless hospitalisation means?
Cashless hospitalization is a process wherein the insured person doesn’t have to pay a medical expenses out of his pocket in case of a hospitalization or surgery and the entire . However, you may have to pay certain deductibles or non medical expenses at the time of discharge.